Imagine cutting the cost of accommodation on your next holiday to about £5 a day. You can have a whole house, rather than just a bedroom. And you can go almost anywhere in the world and stay as long as you like, within reason. Welcome to house swapping.
You’re sceptical, I know. I was, too. Our terrace house was too small. Too overflowing with stuff. The 1980s kitchen was too old (and battered). We aren’t in a nice enough neighbourhood. Who would want to stay here? Lots of people, it turned out.
Our first swap was with a pair of retired Australian judges who had lived in the UK decades before. They came to our house first and, over a cup of tea and cake in our living room, we talked about where to find a good pint and the best fish and chips locally, as well as mastering the idiosyncrasies of how to run our dishwasher. They told us about their favourite local parks (warned us about snakes) and when to put out the bins, before we headed for our month-long stay at their house in Perth. It’s these conversations and connections that really make house swapping special.
Yes, we have stayed in some truly extraordinary homes. There was a house in Florida where we watched rocket launches while lounging in the pool; a clapboard cottage with a hot tub in the Stockholm suburbs; and a swanky five-bedroom villa in the south of France that we shared with friends. We couldn’t have afforded any of these if it were not for house swapping. In fact, the swaps themselves are free, but I pay $235 (£177) a year to use Home Exchange, a house swap booking platform, which works out at about £5 a night for the 35 or so nights I used it last year.
The greatest pleasure, however, is in the genuine relationships forged. Through the messages exchanged before and during the swap, friendships are created. You become, however briefly, part of each other’s lives. We have swapped pets and cars, and watered plants along the way. For a week, we became passionately involved in helping pick a summer school for our Basque guests’ kids. Warm welcomes are universal. We’ve had olive oil from the garden grove of a house in Greece and marmalade from Seville. In return, guests at our house can expect to find sparkling wine from Kent, Essex jam and a pile of Cadbury chocolate bars to try – French guests are big fans of the Crunchie.
Even in challenging moments we found friendship, such as when our shower sprang a leak and rained all over the dining table. We had to arrange an emergency repair via video call with our Spanish guests, an Albanian plumber and a UK insurer, all while frantically looking for a reliable phone signal in the countryside. The babel of languages resulted in a tube of silicone being applied and both parties leaving five-star reviews.
I won’t go back to hotels. I have saved tens of thousands of pounds over the past five years, but what has really hooked me is the interactions with hosts and guests that make my holidays more fulfilling. It’s like having a friend everywhere you go.
Q&A – Everything you need to know
Will I be comfortable house swapping?
If you’re precious about the things in your home or anxious about someone sleeping in your bed, a swap is not for you. Likewise, if spending the last day of your holiday cleaning is a deal-breaker.
How do I house swap?
For some sites, you pay a flat annual membership fee (£100-£200) to use a booking platform with thousands of homes. I use Home Exchange because it verifies member identities and offers some guarantees such as damage, theft and cancellation protection. Kindred is a smaller and generally more expensive rival, focused on upmarket homes. Instead of locking you into membership, it charges variable service and cleaning fees.
How does it work?
Classic swaps are simultaneous; you exchange houses on the same dates. But non-direct swaps are also allowed via a points system: you are awarded credits for stays at your house, which you can then spend to stay somewhere else.
What about scams and safety?
Everyone on Home Exchange is a host and a guest, so there is a high degree of trust. Most swaps don’t involve money, so scams are rare. The only exception is a cleaning fee, payable when the stay is at an end. If you’re asked for money in advance, it’s a scam.
How do I pick my accommodation?
This is time-consuming. The website looks similar to Airbnb, where you filter by availability, destination and the type of property you want, but you need to match with a host, too. Hosts and guests both have ratings from previous stays, but some people still like to phone or video call before agreeing to an exchange. Then once the exchange is agreed, there are messages to organise the swap and answer questions such as how to use the cooker or where the bedding is. Many hosts prepare a house manual. Cancellations are rare but do happen, usually due to illness in our experience. The one time it happened to us, Home Exchange helped us find a new host in the same city, and it will pay for a hotel in a true last-minute emergency.
Do I need to own a luxury house?
No. If you have a pool, hot tub or luxurious mansion, you will certainly get more offers, but flats and smaller houses near popular UK destinations (whether that’s Edinburgh, or the Dorset coast) do just as well. Most houses, like ours, are completely ordinary.
Do I need to put my stuff in storage?
Clear a few drawers, perhaps a wardrobe, for guests, and that’s it. Most of the houses on Home Exchange are family homes.
What about cleaning?
You do need to scrub that oven and clean that grout. Cleanliness expectations are high (and should be agreed upfront). We usually spend much of the last day of our holiday cleaning, and return to find our own house absolutely sparkling. Some hosts give you the option of paying a cleaner.
And DIY?
One of the fringe benefits of house swapping is that it has made us look after our house a little better. Sticky door handles and dripping taps need to be dealt with.
What if I break something?
We have broken small things, as have our guests; usually this is simply forgiven. Put more precious items away. For more expensive items, such as a TV or screen door, house swap platforms usually offer a level of cover, but you should make sure you have home insurance.
Will my home insurance cover my house swap?
Ask. Some insurers offer no cover, others offer it for a certain number of exchanges, or you may need to buy a bolt-on. House swapping is still relatively unusual, so persevere to get a clear answer. Insurers that cover holiday lets, such as Pikl, are also useful.
Are there legal restrictions?
Because no money is exchanged, house swapping is not restricted in the same way as Airbnb and similar services – except in Amsterdam, where only reciprocal swaps are allowed (so no paying with points). You do need to check visa rules if looking after someone’s pet – some countries (such as the US) may view this as providing a service and in breach of a visitor visa.
Other house swap sites
Keybento, Kindred, HomeLink
Rory Boland is the editor of Which? Travel
